Service Charge
| No | Particulars | Service Charges |
|---|---|---|
| 01 | Cheque Book Charges – Saving Bank – Current, Cash Credit Limit, O/D |
i) Rs.45 per book of 30 leaves ii) Rs.90 per book of 60leaves |
| 02 | Duplicate Pass Book | Rs.20/- |
| 03 | Duplicate Monthly A/c Statement | Rs.2/- page. |
| 04 | Stop Payment Charges | Rs. 50.00/- per cheque,
Subject to maximum Rs. 250/- |
| 05 | Loan processing fees (Gold Loan) Minimum Maximum |
Rs.25.00 0.25% of Loan amount applied |
| 06 | Loan processing fees (Others Loan except FDR Loan, Gold Loan) Minimum Maximum |
Rs.100.00 0.40% of Loan amount applied Or Rs. 10000.00, whichever is lower |
| 07 | Loan Renewal Charges (Gold Loan, LIC Loan, NSC/KVP Loan, FDR Loan) | Rs.100/- per Lacs, Max. Rs.2000. |
| 08 | Demand Draft Commission |
Upto Rs. 5,000/- —————————–> Rs. 10.00 Rs. 5,001/- to Rs. 10,000/- —————–>Rs. 50.00 Rs. 10,001/- to Rs. 1,00,000/- ————-> Rs. 5.00 per thousand OR Rs. 55.00, whichever is higher. Rs. 1,00,001/ to Rs. 5,00,000/————–>Rs. 4.00 per thousand OR Rs. 404.00, whichever is higher. Subject to maximum of Rs. 15,000.00 |
| 09 | RTGS/ NEFT Charges | NEFT: Upto Rs. 10,000 /- ————————————> Rs. 3.00 Rs. 10,001/- to Rs. 1,00,000/- ———————> Rs. 6.00 Rs. 1,00,000/- to Rs. 2,00,000 /- ——————> Rs. 18.00 RTGS: Rs. 2,00,000/- to Rs. 4,99,999/- ——————–> Rs. 30.00 Rs. 5,00,000/- and above —————————–> Rs. 57.00 |
| 10 | Cheque Bouncing Charges O/W Cheque I/W Cheque ECS Return |
Charges for each cheque Rs.50.00 Rs.50.00 Rs.50.00 |
| 11 | Loan Application Form Fee (Gold Loan, Loan against FDR, LIC Loan, NSC/ KVP Loan) | Rs.20.00 |
| 12 | Loan Application Form Fee (Other Loans) | Rs.100.00 |
| 13 | A/c Closing Charges Saving A/c within 6 months Current A/c within 12 months |
Rs. 100.00 Rs. 150.00 |
| 14 | Minimum Balance Charges Saving A/c with Cheque Book Current A/c |
No charges if Qtr. Average is above Rs.2000.00 otherwise Rs.25.00 per instance No charges if Qtr. Average is above Rs.5000.00 otherwise Rs.100.00 per instance |
| 15 | Locker Rents |
Revised locker rent will be recovered from the locker holders with respect to their due dates for payment of Locker rent @ Rs. 600.00 p.a. in advance. |
| 16 | Visit Charges 1. Post Sanction Visit 2. Stage wise visit for Project/HSG Loan 3. Over Due A/c 4. NPA A/c 5. Physical Verification of Stock |
Rs.100.00 Rs.100.00 per visit Rs.100.00 Rs.100.00 per visit Rs.250.00 p.a. |
**Special Note :
✔ Loan processing fees is to be recovered on applied basis and charged on sanctioned basis. 50.00% to be returned if the loan not sanctioned.
✔ Last data modified on Aug’ 2018